Ugo Nwaokike, Associate<, Punuka Attorneys and Solicitors in his article, Roadmap for Financial Aggregation in Nigeria: The Fintech, Banks and Regulators Guide, considers that traditional financial institutions are redefining their offerings to overcome the initial head start fintech start-ups had with their disruptive technology. However, to facilitate a collaborative financial ecosystem and prevent anti-competitive hassle between the various market participants in the financial services industry, there is a need for a regulatory architecture that would redefine the role of the incumbents and entrants in the fintech ecosystem. He examines the challenges in the fintech industry and existing partnership among participants while recommending legislative, regulatory and business measures to achieve a collaborative and cohesive industry.